Limitation Act, 1963 — Art. 61 — Usufructuary mortgage : There is no fixed time-limit for usufructuary mortgagor to seek redemption and recovery of possession of immovable property mortgaged. Right to seek redemption, would accrue not from date of creation of mortgage but from date of payment of mortgage money out of usufructs or partly out of usufructs and partly on payment or deposit by mortgagor as provided under S. 62 of TP Act. Until then, limitation would not start under Art. 61 and as such, mere expiry of period prescribed thereunder would not extinguish mortgagor’s right of redemption and entitle mortgagee to seek declaration of title and ownership over mortgaged property. Singh Ram v. Sheo Ram, (2014) 9 SCC 185