The STATE CONSUMER DISPUTES REDRESSAL COMMISSION, MAHARASHTRA,MUMBAI in Bank Of Baroda vs Mr. Jayprakash R. Kushwaha & Ors, has held that failure to inform an applicant about rejection of his loan application constitutes deficiency of service on the part of the Bank. The Bench comprising Justice A.P. Bhangale (President) and Mr. D.R. Shirasao (Judicial Member) thereby confirmed the order of the Thane District Forum, awarding Rs. 1 lakh as compensation and Rs. 10,000 as costs for deficiency in service. “We are of the opinion that as and when Opposite Party Nos.1 and 2 had come to know that title of Opposite Party No.3 is not clear and letter of transfer of flat given to them by the complainant is false and fabricated it was incumbent on Opposite Party Nos.1 and 2 to inform this fact to the complainant… Under such circumstances, we are of the opinion that there was deficiency in service given by the Opposite Party. Nos.1 and 2 to the complainant and hence complainant is enti...