National Consumer Disputes Redressal Commission Jaiprakash Associates Ltd. V. ICICI Lombard General Insurance Co. Ltd. 16.12.2016 Consumer Insurance coverage cannot be available for a vague or indefinite period Government of Andhra Pradesh awarded work of Investigation, Design and Execution of Tunnel -1 & Tunnel - 2, including Head Regulator at entrance of portal of Tunnel - 1 of Srisailam Left Bank Canal Tunnel Scheme of AMR project from NSRSP Reservoir, to Complainant Company. Case of Complainant is that project site and surrounding areas having been hit by heavy and incessant rains, it got completely sub-merged with water causing substantial damage to its property including Tunnel Boring Machines, (TBMs) which were under erection at that time on inlet of tunnel. Intimation of loss having been given to insurer, Cunningham Lindsey International Pvt. Ltd. were appointed as surveyors for assessing loss. Surveyors however informed Complainant that, existing CAR policy did n...